Looking for a UPI Lifetime Credit Card If yes? You can checkout the newly updated Kiwi Credit card which is a Lifetime free UPI Rupay credit card just like Tata Neu Rupay Credit Card. This is a Co-branded UPI Rupay Credit card that claims to offer 2% cashback on Scan & Pay transactions & 5% cashback on spends of Rs.1.5 Lakh. This card also offers free Airport lounge access that too without any joining or annual fee for a credit card. You can also checkout Kiwi Referral Code
Kiwi cards can be co-branded with one of either Axis or Yes bank. Kiwi UPI Credit card would be a Virtual Rupay card and it will not be dispatched to your address or there will no physical card but you can link this card to the UPI apps like Phonepe, Gpay
Checkout : Flat 7% Cashback With Tata neu Credit Card
Kiwi UPI Credit Card Fees
The Kiwi Credit Card adopts a clear and fair fee structure, ensuring no surprises along the way:
| Feature | Details |
|---|---|
| Kiwi Apply Link | Download Link |
| Joining Fees | NIL |
| Annual Fees | NIL |
| MSP | Cashback on UPI Transactions |
| Refer & Earn | ₹1000 |
Late Payment Charges
In case of delays, the late payment fees are tiered based on your outstanding balance:
- Up to ₹500: NIL
- ₹501 to ₹5000: ₹500
- ₹5001 to ₹10000: ₹750
- Above ₹10000: ₹1200
How to Apply for Kiwi UPI Credit Card Online
1. First of all click on the below link to download the Kiwi mobile app from playstore
2. now once you downloaded, enter your mobile number and verify with OTP.
3. You can see the apply button for a Kiwi credit card, fill in the details and complete your KYC.
4. Now enter Kiwi referral code: FPXSNT
Kiwi Referral Code is KIWIFPXSNT
5. Now you can wait for 5-10 minutes until the application is in progress.
6. Once the application is verified, You can now see an option for video call KYC.
7. Start video call KYC to get approval from Axis Bank
8. once done, You will get an instant virtual credit card that you can use anywhere, there will be a limit for the first 24 hours.
9. Now complete your first transaction with the card & get Rs.250 cashback in the form of Kiwi points
Feature of Kiwi Credit Card
Pros:
- Convenience of UPI payments with credit card benefitsInstant virtual card2x reward points on all spendsNo joining or annual feesFlexible credit lineEasy bill payments and expense tracking
Cons:
- No physical cardLimited acceptance at some offline merchantsRelatively new in the market
Kiwi Credit Card Refer & Earn
Not only does the Kiwi Credit Card offer convenience and rewards, but it also allows you to gain even more with its “Refer & Earn” program. By referring friends and family to Kiwi, you can earn a bonus reward for each successful referral. This simple yet rewarding program allows you to share the benefits of Kiwi and earn extra rewards along the way. So, spread the word and watch your rewards grow with Kiwi Refer & Earn!
For Each referral, Kiwi is offering Rs.250 Per referral in your bank account directly.
How To Redeem Kiwi Rewards
1. Click on the rewards section from the home screen.
2. Now You will see 1000 Kiwi rewards.
3. Click on the Redeem button to withdraw it to your bank account.
Features of Kiwi Credit Card
- Lifetime free card: There are no annual or joining fees for the Axis Bank Kwik Credit Card.
- Instant virtual card: You will receive an instant virtual card on approval, which you can use to start making payments right away.
- UPI Cashback: 2% on Scan & pay
- Fuel surcharge waiver: You will get a 1% fuel surcharge waiver on fuel spends between Rs.400 and Rs.4000.
- Zero liability protection: You are not liable for any fraudulent spends made with the card in case of timely reporting of theft or loss of the card.
- UPI payments: You can link your Axis Bank Kwik Credit Card to UPI and use it to make payments through Google Pay, Paytm, and other UPI apps.
